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Texas Instruments BA Real Estate Financial Calculator

Texas Instruments BA Real Estate Financial Calculator
Brand: Texas Instruments
Category: CE

List Price: $45.00
Buy Used: $24.99
You Save: $20.01 (44%)



Avg. Customer Rating: 4.0 out of 5 stars 9 reviews

Media: Electronics
Autographed: No
Memorabilia: No
Shipping Weight (lbs): 0.3
Dimensions (in): 5.8 x 3 x 0.8

MPN: BA
Model: BA
UPC: 033317086368
EAN: 0033317086368
ASIN: B00000JBLW

Availability: Usually ships in 1-2 business days
Condition: This Item is in Good condition

Features:
  • Computes buyer qualification
  • Calculates PITI, Canadian mortgages
  • Calculates ARMs, bi-weekly payments
  • Time-value-of-money calculations
  • Generates amortization schedules

Editorial Reviews:

Product Description
BAIIPlus Financial Calculator

Amazon.com Review
Texas Instruments' BA real estate calculator is more powerful than its light, slim size suggests. Its face features keys that bankers, real estate agents, and students need most often to perform important calculations such as loan problems, payment schedules, and annual percentage rates.

The BA's small keys are very responsive, and a shift button doubles the functions of many of them. Its small screen displays up to 10 digits. Text and symbols on the left-hand side prompt users for information in the order it's needed to complete a calculation; it's a snap to track how the data you're keying in will affect the equation you're solving. A backspace key let us easily correct mistakes without having to clear an entire line. We also were able to establish qualifying ratios and save local tax and insurance rates to memory for use in later calculations.

Professionals can make calculations immediately, and students will appreciate the detailed instruction manual, replete with examples. Texas Instruments even included a set of handy worksheets with common calculations such as amortization schedules, various loan qualifications, and adjustable versus fixed-rate interest; printed on the worksheets are complete instructions for performing the calculations on the BA. Beginners will find this a snap to use without having to memorize multiple keys and abbreviations. The BA comes with a plastic cover that fits on the back of the device when the calculator is in use, and includes a quick reference card inside the cover in case you need a refresher and the manual isn't handy. --T. Byrl Baker

Pros:

  • Excellent documentation, complete with a quick-reference card and worksheet templates
  • Device prompts users step by step through complex calculations
  • Constants such as tax rates are easy to enter and update as necessary

Cons:

  • Keypad is a little cramped


Amazon.com Product Description
Performs specialized real estate functions quickly and easily.


Customer Reviews:   Read 4 more reviews...

5 out of 5 stars GREAT, GREAT, GREAT   April 21, 2006
 1 out of 2 found this review helpful

I've been a mortgage broker and user of 3 calulator for over 9 years. It is simple great! The other "reviewers" here that are whining about having to "hit the keys in the center" or their views about HP vs TI are babies and need to find a chat site where they can cry their woes with other losers.
Great product, buy it! Easy to use!



5 out of 5 stars easy to use.   January 18, 2005
 1 out of 2 found this review helpful

got it as a gift for christmas. havent had any problems with it.
ease to use and learn. highly recommeded.



5 out of 5 stars This little toy rocks!!!!!   December 6, 2003
 8 out of 8 found this review helpful

Some reviewers say that they have a problem with not hitting the keys hard enough will give them bad results. I have to disagree. Maybe they did some design changes, cause now it is not a problem to quickly skim and hit the keys for accurate results. All the wasted time spent with with my old financial calc. and a pen and paper. Well worth the 32 bucks I paid. Highly recommended!!!


5 out of 5 stars As a Realtor & Loan Officer, I just LOVE this calculator!!!   November 14, 2002
 23 out of 25 found this review helpful

During the many years going to college (I majored in Finance), working as a Banker, and now as a Realtor/Loan Officer, I have used many different financial calculators made by Sharp, HP, and Texas Instruments, etc. Each of the calculators I've tried has some good points and some bad ones. However, if you work in real estate, this calculator is made for you. It is loaded with excellent features specifically designed for this industry. I paid over $80 for my calculator when it first came out, and I felt I got every penny's worth. At the current price of less than forty bucks, it's absolutely a bargain!

Another reviewer on this page complains about the responsiveness of the keys. I simply don't have any problem like that at all. He or she must have had a defective one. I always tap the keys very fast, and the numbers come out all right.

In short, if you're heavily involved with real estate and mortgages, I highly recommend you to give this calculator a try!


3 out of 5 stars Why Does TI Continue to Needle HP By making calculators   February 4, 2002
 5 out of 41 found this review helpful

In a Nutshell, look, TI is of course a fine company, well meaning, and surely "no" Enron!! Yet, I ask myself, why do they continue to manufacture financial calculators, calculators which, though I suppose well meant are surely outclassed by the HPs! Everyone has their nitch, I suppose, but in the area of financial calculators I suggest that TI stop bleminishing their otherwise good name and just defer to HP where financial calcularors are involved.
Ever have keys repeat on your HP? Tragically, you just cannot put full confidence in the TIs due to their problems in this area. To that I would add that it is more difficult to use the TI than the HP.
Hey, TI, you are great in your areas but... it in and get out of financial calculators!!
"A friend"!



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